This was posted by Sharkula on ChannelNewsAsia's Market Talk forum on 12 Feb 2009. Reproduced as follows (link is not posted as CNA deletes threads frequently):
I lost $120,000 in 1997...I recovered everything by 1999 very cham man that time....got home also don't dare to go back (creditors chasing after me)....sleep in park....sleep until 4am...stupid heavy down pour....sleep under hdb void deck....residents call police....nbz.... no money to buy cigarettes....basket have to pick unfinished cigarettes from dustbins to smoke left with $1 in pocket dun dare to use....keep the money to make phonecalls....have to walk from Yishun to Bukit Timah to get money.
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